Turtle never takes custody
You keep full control of your assets at every step. Turtle generates an unsigned transaction; you sign and submit it from your own wallet. No private keys are ever shared with or accessible by Turtle, and there is no point in the flow where Turtle can move, hold, or freeze your funds. When you deposit, your assets go into the vault contract you chose, not to Turtle. When you withdraw, they come back to your wallet directly.Every opportunity is reviewed first
Opportunities on Turtle are not self-listed. Before a vault reaches the catalog, the Turtle Due Diligence Council reviews it across technical risk, smart contract exposure, operational risk, and curator assessment, and publishes a diligence report for each featured vault.Turtle Due Diligence Council
The review body, its four risk dimensions, and how it stays independent.
The contracts are audited
Turtle’s smart contracts have been audited by independent security firms. The Streams contract system was audited by Cantina in January 2026, and further audits cover the Drip contract and core protocol infrastructure.Audit reports
Full audit reports for the Streams, Drip, and core contracts.
Featured vaults are proven solvent
Turtle’s featured vaults are independently verified by Accountable, an on-chain solvency verification provider. Each verification confirms that reported TVL matches actual on-chain holdings, so the numbers you see are checked against the chain, not self-reported.What Turtle never controls
Turtle does not custody assets, does not hold private keys, and cannot move or freeze your funds. It does not control the underlying vault or its yield, which come from the vault’s own contracts and curator. Turtle’s role is to surface reviewed opportunities, generate transactions you sign yourself, and attribute deposits.
Next steps
How Turtle works
The full flow from deposit through attribution to rewards.
Deposit into a vault
Walk through a deposit, withdrawal, and what to expect at each step.